Suing Auto Insurance Companies
Instead the insurance company will indemnify its insured i e it will pay some or all of the damages owed provided that the claim falls within the insurance policy agreement.
Suing auto insurance companies. Whether you re currently considering suing your insurance company or not it s always best to be prepared and keep detailed records. The plaintiff s lawyer will contact the insurance company s lawyers and demand recovery in the form of a settlement prior to a full lawsuit. Your lawyer and the lawyer for the insurance company will investigate facts and the history of the dispute through a process called discovery. If the insurance company refuses to pay a valid claim then its insured may sue it for bad faith.
Tips for suing the insurance company for a denied claim. Document any correspondence with the insurance company and its representatives. Thus it is important to first properly submit in writing your claim to the insurance company before filing suit. Suing another driver s auto insurance company frequently occurs in the form of a tort lawsuit or personal injury suit.
However insurance companies are required by law to timely pay out a properly filed insurance claim. They do not sue each other s insurance companies. Your goal is to hire a qualified lawyer experienced in suing insurance companies. The insurance companies know and love the popular misconception that only catastrophic or serious car crashes can cause real bodily harm despite the countless cases where the impact of cars colliding even at low rates of speed causes damage to the people inside even when the bumpers do their job in protecting the cars and insurers from major damage i e repair costs.
You and the insurance company hire lawyers.