Taking Credit Cards Over The Phone

Verbal authorizations of credit card purchases by phone are declining as more remote transactions move online steve kenneally vice president of the american bankers association s center for payments and cybersecurity policy said.

Taking credit cards over the phone. The 4 tips you need to hear before giving your credit card number over the phone cnbc select reviews four things you should consider before and after you give your credit card number over the phone. Yes when you follow the right process. There were several occasions where the customer claimed they did not make the purchase when in fact they did. When you use your credit card to make purchases by phone some things work just as they do when you hand your card over.

Pci dss was created to prevent credit card fraud in 2004. But there are also some major distinctions. But this type of payment. Businesses that take card payments over the phone are required to adhere to the payment card industry data security standard compliance regulations.

Instead enter credit card information directly into your payment processing system. Begin by pressing the clear key to make sure the machine is ready to accept a new transaction. I have a restaurant business in which we have take out and delivery orders. In many cases the customer would like to pay over the phone with a credit card number.

Is it safe to take payments over the phone. A credit card processing company will require certain information to process credit card purchases without a signature. When taking credit card information over the phone try to avoid writing it down whenever possible. Taking credit card payments over the phone regulations still need to be met home networks are typically run by a router provided by one of the large telco s are typically installed in most households with the default settings username and passwords.

Input sale in credit card machine or online processing software. In most cases you will need the complete 16 digit credit card number the name as it appears on the credit card the expiration date and the billing address associated with the credit card number. We stopped using this method for fraudulent uses. Most credit card companies will require you to have an on site credit card terminal even if you are only processing payments over the phone.

If you write information down on a post it intending to process the payment later you run the risk of losing the post it. Businesses that don t may be liable for non compliance fines and may be forced to stop accepting payments by card.