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It depends on your personal comfort level and the amount of risk you are willing to take.
What is a car insurance deductible. Higher deductible lower car insurance rate and higher out of pocket costs lower deductible higher car insurance rate and lower out of pocket costs. If your car is only worth 1 200 for instance then it probably wouldn t make sense to choose a 1 000. A car insurance deductible is the amount of money you have to pay toward repairs before your insurance covers the rest. Picking your auto insurance deductible is a highly personal decision.
In other words it s the amount you agree to contribute toward the cost of a claim with the insurer covering the remaining amount. Let s say you re in an accident that causes 5 000 worth of damage to. A car insurance deductible is the amount of money that you pay out of pocket before your insurance provider covers damages after an accident or other event. A car insurance deductible is the amount of money you ll pay out of pocket before your insurance company pays the rest of a claim up to the policy s pre set coverage limit.
Choose an amount you re comfortable with but always consider the value of your vehicle. A car insurance deductible is the amount of money you agree to pay out of your own pocket for car repairs after an accident. For example imagine that you have a 500 deductible and a claim for 1 500 to repair your car after you hit someone s mailbox.
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