What Is Automobile Insurance

It protects a vehicle against fire theft building collapse vandalism and any other damage that could happen to the vehicle while sitting still.

What is automobile insurance. Liability car insurance is the part of a car insurance policy that provides financial protection for a driver who harms someone else or their property while operating a vehicle. Coverage for damage to your car caused by hitting another car or object like a tree or fence. Drive with peace of mind with aviva car insurance which covers your car against loss or damage due to accident theft and flood. Car insurance is for sudden accidental occurrences not auto maintenance.

Compare car insurance rates with instant car insurance quotes when you buy online. This is an optional coverage in most states meaning you can choose to add it to your policy. If you don t have it you could be on the hook for paying for repairs completely out of pocket. Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft.

In exchange for your paying a premium the insurance company agrees to pay your losses as outlined in your policy. Excesses mainly exist to deter people from claiming really small damages or claiming things too often. For those of you who feel like you have paid into your car insurance way more than you will ever get out consider yourself lucky. Think of car insurance as protection against the unthinkable.

A car insurance excess is the amount you pay when you want to make a claim. Instead of paying out of pocket for auto accidents people pay annual. Broadly speaking auto insurance provides coverage for property damage or theft liability coverage for expenses related to the bodily injury or property damage of others and medical coverage for. Some drivers opt to buy the insurance as a means of protection against costly breakdowns unrelated to an accident.

We offer three types of car insurance prestige standard and lite so you ll buy only what you need. Technically comprehensive coverage is the only coverage you need for a car in storage. Do i need collision insurance. Claims especially severe claims are always best avoided.