What Is Personal Injury Protection In Auto Insurance
Personal injury protection or pip is a type of car insurance that pays the expenses you and your passengers incur after being hurt in a car accident regardless of who was at fault.
What is personal injury protection in auto insurance. If it is required in your state however you re legally mandated to purchase a minimum amount. Personal injury protection pip car insurance can help pay the cost of injuries caused by a car accident where neither party was at fault. Pip insurance benefits can be used to pay medical expenses lost wages or other costs related to their injuries. Also called no fault car insurance and first party benefits coverage pip coverage can pay for medical expenses lost wages custodial services like child care and even funeral expenses.
As the name suggests personal injury protection insurance is designed to cover expenses relating to injuries suffered in a car crash. This means that under michigan s auto no fault law personal injury protection insurance will provide medical coverage to an injured car accident victim to the extent that any products services and accommodations for which coverage is sought are reasonably necessary. What doesn t personal injury protection insurance cover. A feature of automobile insurance that covers the health care expenses associated with treating injuries sustained in a car accident.
Personal injury protection also known as pip coverage or no fault insurance covers medical expenses regardless of who s at fault. Personal injury protection pip car insurance covers your medical bills if you or a passenger is injured in a car accident. Personal injury protection or pip is an insurance policy that covers medical bills for you and your passengers in the event of a vehicle accident. Discover more about what personal injury protection is what it covers and whether it is required in your state from the hartford.
Personal injury protection pip insurance is required for all drivers in oregon and must provide at least 15 000 of coverage per person hurt in an accident. For an injured person s care recovery or rehabilitation 500 3107 1 a. It is often called no fault coverage because its inherent comprehensiveness pays out claims agnostic of who is at fault in the accident. Unfortunately in most states it doesn t cover much beyond people s injuries.
Personal injury protection pip. Depending on the state where you live pip may be an available insurance coverage or a required policy add on. It can often include lost wages too. It can also cover things like lost wages childcare funeral expenses and long term rehabilitation.