Stop Payment On Cashed Check

Once the check has been cashed by the recipient you won t be able to make a stop payment with the bank. Stopping payment on a check is usually possible anytime before the check has been cashed. Contact the bank as soon as possible.

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In some cases the check has been cashed prior to the stop payment being requested or before it is fully active within your bank.

Stop payment on cashed check. Once a check has been cashed a stop payment request is no longer possible. If the check hasn t already been cashed then you can request that they put a stop payment on it. Many check cashing businesses take checks as long as the check holder can provide proper identification and the check is deemed authentic. It s a formal request that the check not be paid out by the bank if it s deposited or presented to be cashed.

A stop payment is initiated when you contact the bank but the bank must process the paperwork and get the order into action. Because the funds are guaranteed to be paid by the bank the bank is not allowed to say sorry no dice when the check is presented either cashed by the recipient or deposited to a bank account. You cannot stop payment on a cashier s check. This stops payment from your checking account and cancels the check.

In order to stop payment on a check you should take the following steps. Notify them orally that you wish to. However if the bank or check issuer decides to issue a stop payment on a check that was cashed at a check cashing business it causes complications. During the time before a check clears you can notify your bank and stop it from being processed.

Stop payments on personal checks usually last for up to six months.