What Is Collision Coverage For Auto Insurance

Collision repairs damage when two vehicles in drive or reverse collide with each other.

What is collision coverage for auto insurance. Collision insurance pays for damage to your car after an accident with an object. This type of coverage is typically optional if you own your car outright but if you lease or finance your car your lender will likely require it. Comprehensive coverage is not exactly comprehensive but does pay for. It covers damage to your vehicle when you hit ice and slide into an inanimate object.

Collision insurance will cover repairs and replacements to your own vehicle if it crashes into another vehicle or stationary object while you are driving. In short collision coverage is a type of auto insurance that pays to repair your car when it s damaged from hitting something whether it s a tree a fence or another car. Collision also covers the upset of your vehicle such as the unintentionally rolling or flipping of your vehicle. If you re leasing or financing your car collision coverage is typically required by the lender.

Collision coverage pays to repair your own car s damage when you hit another vehicle or object such as a lamppost or fence. Collision covers pothole damage. This includes if you hit another vehicle or if another vehicle hits you so collision coverage doesn t rely on at fault in order to pay out. Collision insurance can help cover the cost of repairing or replacing your vehicle after it s been damaged in an accident.

A pole guard rail or tree for example. This type of insurance is often added as. That means that if you drive your car into another car a. Collision insurance is auto coverage that reimburses the insured for damage sustained to their personal automobile due to the fault of the insured driver.

Collision coverage covers your vehicle for damage that your car sustains when it hits or is hit by another vehicle or another object. Collision coverage can get expensive so to lower costs most people choose a 500 deductible or higher. Collision car insurance is a type of auto insurance policy that covers damage to a car that results from a collision with another object.